Afterpay - Red Dot

Shop now, pay it in 4 with Afterpay.

At Red Dot or Red Dot Home, you can buy now and pay it in 4 interest-free instalments over 6 weeks.

How Afterpay Works

When you use Afterpay, you pay for your items in 4 instalments over 6 weeks, without incurring any interest. To use Afterpay in-store, you’ll need to download the Afterpay app and set up the Afterpay Card. You can add it to your digital wallet via the ‘In-store tab’ in the app. Then when you’re shopping in-store, just tap to pay with Apple Pay, Google Pay or Samsung Pay. You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.

Late fees, eligibility criteria and T&Cs apply. Afterpay Australia Pty Ltd Australian Credit Licence 527911. For complete terms, visit afterpay.com/en-AU/terms

FAQs

What is Afterpay?

Afterpay is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest free.

How does Afterpay work?

When you use Afterpay, you pay for your items in 4 instalments over 6 weeks, without incurring any interest.

You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.

Why is Red Dot introducing Afterpay as a payment method?

Afterpay is being introduced as another payment option, allowing you to pay and receive your order straightaway, without having to wait until you can pay in full. Using Afterpay means you can pay your order off over four instalments, plus you can secure items before they sell out!

Is Afterpay available for Click and Collect orders?

At this stage, Afterpay is only available for in-store purchases $25 and over.

Is there a minimum spend to use Afterpay at Red Dot?

Yes, Afterpay is only available for in-store orders over $25.

Who can use Afterpay?

Afterpay is available as a payment option if you:

Live in Australia or New Zealand
Be over 18 years of age
Have an Australian/New Zealand debit or credit card
Have a valid and verifiable email address and mobile number
Be capable of entering into a legally binding contract
Credit checks apply

For full terms and conditions visit www.afterpay.com/terms.

Are there any fees for using Afterpay?

Afterpay caps late fees to help keep costs manageable for customers who miss a payment. Late fees will never exceed 25% of the order total or $68 per order, whichever is lower.

How this works:

For orders under $40: A one-time late fee of up to 25% of the order total applies
For orders of $40 or more: A $10 late fee is charged when a payment is missed. If the outstanding amount remains unpaid after seven days, an additional $7 late fee applies . This is the same for all late payments until the 25% cap or $68 amount is reached. To remain within the cap, we may charge partial amounts of the $10 and $7 fees.
You can check your General Terms for other late fees caps that may apply.
Afterpay is committed to doing everything they can to help you not miss a payment, including sending you payment reminders and offering options to reschedule upcoming payment dates.
Afterpay is designed to be completely different to traditional credit products that charge interest, so that customers are never in a situation of high compounding interest and revolving debt.

Where can I find out more about Afterpay?

The Afterpay website has an extensive customer portal and help centre to answer any other questions you might have.

Download the Afterpay App

Google Play

Apple App Store